The Berufsgenossenschaften or institutions for statutory accident insurance and prevention assume liability for the consequences of occupational accidents,
commuting accidents and occupational diseases. Accidents that occur during leisure time can only be covered by a private accident insurance.
At present there are 26 Berufsgenossenschaften divided according to the branch of industry with which they are concerned. The law states that their prime
responsibility is to prevent occupational accidents and diseases, to eliminate work-related health hazards, and, should an insured event occur,
to compensate the injured person, the relatives or the surviving dependants.
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