The accident insurance institutions have the right to claim compensation (recourse) for granted
benefits of those who have caused the damage or their insurers by legally transferring the claims
for damages to them. As a rule, damage or recourse can also be claimed if the insured person has
suffered a damage (or if the damage was caused on the national territory by a person residing in
a foreign country).
Especially in the case of damages caused in a foreign country, the damage claim principles prevailing
in the particular country, that often differ from the national handling, have to be observed which then
impedes the enforcement of claims (e.g. low maximum damage claims, short periods of application and
prescription, refusal to accept the legal transfer of claims for damages).
The Berufsgenossenschaften and the HVBG collect data on the legal handling of damage claims in foreign
countries. The HVBG informs its members via circular letters and expresses its opinion on general and
specific matters as well as on court decisions on recourse abroad.
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